Why Buying Travel Insurance at the Airport is a Bad Idea

Aviva, a prominent travel insurance provider in the UK, has issued a warning to tourists and holidaymakers, advising against buying travel insurance at the airport or at their destination. According to Aviva’s research, 12% of holidaymakers plan to purchase travel insurance at the last minute, either at the airport or upon arrival at their destination.

Kelly Whittington, Director of Travel Claims at Aviva, cautions travelers against this practice. She explains that buying insurance at the airport can leave travelers in a vulnerable position, as they may not be aware that they would be unable to make a claim in case of emergencies.

Aviva highlights two key reasons for this. Firstly, most insurers stipulate that all journeys must originate from the UK in order to qualify for coverage. This means that if you purchase insurance after leaving your front door, your journey is already deemed to have begun and you would not be covered. Secondly, if you decide to buy insurance at your destination, you would not be covered for any incidents that occur prior to that purchase.

To ensure comprehensive coverage, Aviva advises travelers to develop the habit of purchasing insurance as soon as their trip is booked. By doing so, they can protect themselves from the very beginning and avoid any potential pitfalls.

Additionally, Aviva emphasizes the importance of staying informed about travel advisories issued by the government, such as those from the Foreign, Commonwealth & Development Office (FCDO). If you choose to travel against their recommendations and encounter any unforeseen circumstances requiring medical treatment or assistance, you may not be able to make a claim. Therefore, it is crucial to regularly check both the government website and local government services for up-to-date advice before embarking on your journey.

Aviva, known as the UK’s leading Insurance, Wealth & Retirement business, operates not only in the UK, Ireland, and Canada but also has international investments in India and China. With a mission to support their 18.7 million customers in making the most out of life and planning for the future, Aviva’s commitment extends to being there to make things right when faced with unexpected challenges.

FAQ:
1. Why does Aviva advise against buying travel insurance at the airport or at the destination?
Aviva advises against buying travel insurance at the airport or destination because it can leave travelers in a vulnerable position and they may not be aware that they would be unable to make a claim in case of emergencies.

2. What are the two key reasons mentioned by Aviva for not buying insurance at the airport or destination?
The first reason is that most insurers stipulate that all journeys must originate from the UK in order to qualify for coverage. The second reason is that if you decide to buy insurance at your destination, you would not be covered for any incidents that occur prior to that purchase.

3. When should travelers purchase travel insurance according to Aviva?
Aviva advises travelers to purchase travel insurance as soon as their trip is booked in order to ensure comprehensive coverage and avoid potential pitfalls.

4. What other advice does Aviva give to travelers?
Aviva emphasizes the importance of staying informed about travel advisories issued by the government, such as those from the Foreign, Commonwealth & Development Office (FCDO). Regularly checking both the government website and local government services for up-to-date advice is crucial before embarking on a journey.

Definitions:
1. Travel insurance – Insurance that provides coverage for financial losses and medical expenses that may occur while traveling.
2. Airport – A place where aircraft regularly take off and land, with facilities for passengers.
3. Destination – The place to which someone is going or being sent.
4. Coverage – The extent to which something is covered or the amount of protection provided.
5. Claim – A request made to an insurance company for compensation for a loss.

Related links:
Aviva – Official website of Aviva.
Foreign, Commonwealth & Development Office (FCDO) – Government website providing travel advice.